Flip
Use cases

Ship any payments product on Flip

Whether you're running a marketplace, billing for SaaS, or embedding finance into someone else's product, Flip puts every piece you need behind one integration. Shopify, Lyft, Slack, DoorDash, Booking.com, and Instacart run their core money movement on it.

Checkout
$48.00
CardApple PayKlarnaUSDC
Onboarding · KYC cleared
$941.22 weekly payout
Bank ····6781 · Routing verified
Payouts · Settlements
$280k
Today
$1.4M
Week
$22M
Month
Lyft
Deliveroo
Booking.com
Instacart
GOAT
Turo
StyleSeat
Universe

Run payments and payouts end to end

A single integration that handles signup, checkout, fraud, and payouts across the world.

Driver onboarding · 4 questions · KYC verified · Bank linked

Get providers paid-ready in minutes

Sign up drivers, sellers, or vendors for payouts in under a minute, with bank accounts linked on the spot. Flip Connect runs the KYC, sanctions checks, and identity verification required to keep regulators satisfied.

Checkout · Cards · Wallets · ACH · USDC · Radar score 12

Convert more checkouts, block more fraud

Ship a checkout that's already tuned for conversion on day one. Flip accepts 135+ currencies, stablecoins, and the local payment methods your buyers expect. Radar — our fraud model — retrains every night on data from millions of merchants.

Payout · $941.22 · Instant · Arrives in 2 min

Pay providers however they want

Set custom payout cadences or pay continuously as funds settle. Push instant payouts that land in minutes, or settle in stablecoins to reach providers no traditional rail can.

Consolidate marketplace operations on one platform

Flip swaps out the patchwork of tools most marketplaces stitch together for payments, payouts, and provider management. Finance, ops, and support get one place to move money, settle refunds, issue cards, and answer questions.

Direct the flow of funds

Split a single payment across multiple recipients in one API call. Top up your platform balance to pay bonuses, referrals, or one-off transfers.

Resolve refunds and disputes

Issue refunds and contest chargebacks from the Dashboard or API. Move quickly with structured evidence templates that keep loss rates down.

Govern spend programmatically

Issue physical or virtual cards with controls bound to specific merchants, amounts, categories, or usage windows.

Run your provider operations

Open, edit, suspend, and reinstate provider accounts from the Dashboard. In the US, Flip tallies gross earnings and ships 1099s automatically. Stream the same data to your warehouse via Data Pipeline.

Expand into subscriptions, financing, and embedded banking

Flip's products are designed to compose — so adding financing, cards, or subscriptions doesn't mean another integration project. Move cash to providers faster, surface working capital, or stand up a loyalty plan with a few hundred lines of code.

A few features are still rolling out region by region. We're expanding coverage as fast as licenses land.

Showflix
20% off
$48.00
Yearly plan
Ready to withdraw
$280.81
Capital advance · repaid
$860.40
/ $6,390.73

See how to stand up a marketplace on Flip

A short walkthrough of the building blocks behind a multisided marketplace on Flip — checkout, instant payouts, and global seller onboarding, all wired together.

Demo · 6 min

Ship globally with a single integration

Stand up a marketplace anywhere

Lean on Flip's licenses, compliance, and card-network approvals to bring on providers and move money across 35+ countries — without registering local entities yourself.

Shed compliance and regulatory load

The rules change by country. Flip carries PCI, runs the KYC, and operates money transmission licenses so your team doesn't have to.

RVshare
English / US
Lugg
Chinese / HK
Qwick
English / US
GitHub Sponsors
French / FR

Teams that ship on Flip

GitHub Sponsors
Challenge

GitHub Sponsors gives the developer community a way to financially back the people who design, build, and maintain open-source projects.

Solution

GitHub used Flip Connect to bring on developers across 34 countries to receive donations. Inside of two months, a 9-step, week-long manual onboarding shrunk to a localized two-minute flow — and currency coverage expanded with zero extra engineering.

ConnectPayments
Flip let us replace a hand-rolled, week-long onboarding flow with a two-minute experience our maintainers actually finish. We rolled out in 34 countries without standing up a payments team.
Nat FriedmanCEO, GitHub
SkipTheDishes
Challenge

Cut fraud without hurting checkout conversion, replatform on a tight deadline, and run the migration with no downtime.

Solution

SkipTheDishes routed 100% of volume to Flip inside a quarter — payment approvals climbed 6%, fraud dropped sharply, and chargeback losses fell more than 30%.

PaymentsRadar
We routed every cent of our checkout to Flip in a single quarter and saw approval rates jump six points on day one. Chargebacks used to keep me up at night — they're down by a third.
Matthew NeffGlobal Head of Product, SkipTheDishes
Instacart
Challenge

A four-sided marketplace moving money between consumers, stores, shoppers, and delivery partners — each with its own payment rules.

Solution

Instacart used Flip to launch a high-conversion checkout and a compliant onboarding flow for stores and shoppers, then layered on Instant Cashout so shoppers can take earnings home the same day.

ConnectPaymentsRadarSigmaInstant Payouts
Instant Cashout · $150.00 available · 50¢ fee · $149.50 transferred
Catawiki
Challenge

Every new market meant new regulations, fresh KYC rules, and a growing list of edge cases the engineering team had to maintain.

Solution

With Flip, Catawiki's engineers ship to new countries without rewriting compliance logic for each one.

ConnectPaymentsRadarSigma

Get hands-on help from Flip's specialists

Work directly with our team to design the architecture for multi-party payments and global compliance.