Flip
Use cases

Build the payments product your business really needs

Marketplaces, SaaS billing, embedded finance — whatever you're shipping, Flip puts the parts you need behind one integration. It's how Shopify, Lyft, Slack, DoorDash, Booking.com, and Instacart move their core money flows.

Checkout
$48.00
CardApple PayKlarnaUSDC
Onboarding · KYC cleared
$941.22 weekly payout
Bank ····6781 · Routing verified
Payouts · Settlements
$280k
Today
$1.4M
Week
$22M
Month
Trusted byLyftDeliverooBooking.comInstacartGOATTuroStyleSeatUniverse

One integration for payments and payouts

Onboarding, checkout, fraud prevention, and payouts — handled in one stack, across every country you operate in.

01
Driver onboarding · 4 questions · KYC verified · Bank linked

Onboard providers in under a minute

Bring drivers, sellers, and vendors onto your platform in seconds, with verified bank details attached on day one. Flip Connect runs identity checks, KYC, and sanctions screening so your compliance team isn't the bottleneck.

02
Checkout · Cards · Wallets · ACH · USDC · Radar score 12

Lift conversion. Suppress fraud.

Launch a checkout already tuned for revenue from the first request. Flip supports 135+ currencies, stablecoins, and the regional methods buyers reach for. Radar — our adaptive fraud engine — retrains nightly on millions of merchants worth of signal.

03
Payout · $941.22 · Instant · Arrives in 2 min

Pay every provider on their terms

Run custom payout cadences, settle continuously, or push instant payouts that hit accounts in minutes. Pay out in stablecoins when banking rails can't reach the recipient.

Run your marketplace from a single control plane

Flip replaces the tangle of point tools most marketplaces rely on for payments, payouts, and provider management. Finance, ops, and support work from one source of truth — moving funds, settling refunds, issuing cards, and resolving cases without context switching.

1

Choreograph the flow of funds

Split a single charge across many recipients in one API call. Top up your platform balance to pay bonuses, referrals, or one-off transfers without touching a bank portal.

2

Settle refunds and disputes faster

Issue refunds and contest chargebacks from the Dashboard or API, with structured evidence templates that pull in transaction context automatically.

3

Program your expense controls

Spin up physical and virtual cards with rules bound to specific merchants, dollar limits, categories, or usage windows — and revoke them just as fast.

4

Operate provider accounts at scale

Open, edit, suspend, and reinstate provider accounts in a click. In the US, Flip tracks gross earnings and produces 1099s automatically. Stream the same data into your warehouse through Data Pipeline.

Add subscriptions, financing, and embedded banking without a rewrite

Flip's products are designed to compose. Layering on financing, balance cards, or subscriptions doesn't mean booting another integration — your team adds working capital, instant payouts, or loyalty in a few hundred lines of code.

A handful of features are still rolling out region by region. Coverage expands as fast as licensing allows.

Showflix
20% off
$48.00
Annual plan
Available to withdraw
$280.81
Capital loan · paid down
$860.40
/ $6,390.73
Demo · 6 min

Watch a marketplace get built on Flip

A short tour through the pieces of a multisided marketplace — checkout, instant payouts, and global seller onboarding — built on Flip and live in one sitting.

▶

Go global on one integration

Launch a marketplace in any region

Inherit Flip's licenses, compliance posture, and card-network approvals to onboard providers and move funds across 35+ countries — without setting up local entities.

Offload regulatory and compliance work

Rules vary country by country. Flip carries PCI, runs KYC, and operates money transmission licenses so your team can focus on product.

RVshare
English / US
Lugg
Chinese / HK
Qwick
English / US
GitHub Sponsors
French / FR

How customers build on Flip

GitHub Sponsors
ConnectPayments
Challenge

GitHub Sponsors gives the developer community a direct way to fund the people who design, build, and maintain open-source software.

Solution

GitHub used Flip Connect to onboard developers in 34 countries to accept donations. Within two months, a 9-step manual onboarding that took a week collapsed into a localized two-minute flow — and currency support expanded with no extra engineering.

“Flip replaced a hand-rolled onboarding flow that took maintainers a week with one that takes them two minutes. We launched in 34 countries without hiring a single payments engineer.”
Nat Friedman — CEO, GitHub
SkipTheDishes
PaymentsRadar
Challenge

Reduce fraud without dragging on checkout conversion, replatform on a tight timeline, and keep the lights on through the migration.

Solution

SkipTheDishes routed every transaction to Flip within a quarter. Payment approval rates climbed 6%, fraud fell sharply, and chargeback costs dropped more than 30%.

“We migrated all of checkout to Flip in 90 days and saw approval rates jump six points on day one. Chargebacks used to keep me up at night — they're a third lower now.”
Matthew Neff — Global Head of Product, SkipTheDishes
Instacart
ConnectPaymentsRadarSigmaInstant Payouts
Challenge

A four-sided marketplace routing money between consumers, retailers, shoppers, and delivery partners, each with their own payment rules.

Solution

Instacart used Flip to launch a high-conversion checkout and a compliant onboarding flow for stores and shoppers, then layered on Instant Cashout so shoppers can move earnings to their account the same day.

Instant Cashout · $150.00 available · 50¢ fee · $149.50 transferred
Catawiki
ConnectPaymentsRadarSigma
Challenge

Every new market meant new regulations, new KYC rules, and another stack of edge cases for the engineering team to maintain.

Solution

With Flip, Catawiki's engineers launch in new countries without rewriting compliance logic country by country.

Bring in Flip's specialists for the heavy lifting

Work side by side with our team to architect multi-party payments and simplify compliance from launch through scale.