One payments platform for every dollar you collect
Take payments online, at the counter, and across borders on a stack designed for whatever you're building — whether you launched last week or are processing for a Fortune 50.
Every way money moves, on a single stack
Win more checkouts
Lift conversion with checkout optimizations baked into the platform, 100+ ways to pay, and accelerated one-click flows. Bring online and in-person sales onto the same rails.
Native experiences in every market
Launch into new geographies with local payment methods and currencies your buyers already trust. Sell across 195+ countries while keeping multicurrency costs in check.
Stop fraud, recover revenue
Cut chargebacks and lift authorization rates automatically with Flip Radar and Authorization Boost — models trained on billions of real transactions across the network.
Ship faster, spend less
Free up engineering with primitives that work out of the box. Lean on category-leading uptime and steer volume onto cheaper rails to bring unit costs down.
A checkout buyers actually finish
The Optimized Checkout Suite gives every storefront a battle-tested UI, the long tail of 100+ payment methods, and one-click recognition through Link — no rebuilding required.
Prebuilt payment page
Ship a conversion-tuned, full-page checkout without writing front-end code.
- • Drop in on your domain or redirect to a Flip-hosted page
- • Theme it with your brand colors and typography
- • Layer in subscriptions, taxes, and saved cards
Shareable payment links
Take a payment in a tweet, a text, or a DM — no code required.
- • Send by email, SMS, or anywhere a URL travels
- • Configure one-time, recurring, or buyer-chosen amounts
- • Generate a QR code or drop a buy button onto any page
Flexible embedded form
Run an end-to-end checkout inside your product without redirects.
- • Full payment flow contained in one iframe
- • Layout adapts to the buyer and the device
- • Single-step or multi-step — your call
Customizable elements
Assemble a pixel-perfect, brand-owned checkout with composable parts.
- • Modular UI primitives you can mix and match
- • Style anything at the CSS level
- • Built-in validation and friction-reduction logic
Put the right payment method in front of every buyer
Flip's models pick the methods most likely to convert each shopper, run live A/B tests against your defaults, and let you author no-code rules per market, segment, or basket size.
- • 100+ payment methods behind one integration
- • BNPL lifts revenue up to 14% on eligible carts
- • Bank debits, stablecoins, and instant rails
- • Steer volume onto cheaper rails to drop unit cost
Link, the network behind one-click checkout
Link spots returning shoppers across the Flip network and lets them pay with a saved US bank account or card in a single tap — conversion climbs the second you flip the switch.
“Link is one of the most critical pieces of making sure we have a really, really well-operating storefront.”
Brands you already buy from run on Flip
“Link is one of the most critical pieces of making sure we have a really, really well-operating storefront.”
“Turning on local payment methods through Flip opened up seven new countries for us without a single fresh line of integration code. Cross-border ticket volume tripled inside a quarter.”
“Optimized Checkout Suite, Payment Element, Link, and dynamic local methods stacked into a meaningful merchant revenue lift — and none of our stores had to re-platform to get it.”
“Payment Element opened markets and surfaced methods Zoom couldn't natively support. It collapsed a year of payments roadmap into a single integration cycle.”
Reach new markets without rebuilding
Sell across 195 countries, settle in 135+ currencies, and route through local acquirers in 46 markets — for sharper approvals and lower fees on every transaction.
Switch on local wallets, BNPL, and bank debits market by market.
Detect the buyer's currency to keep prices familiar and friction low.
Hold balances, convert on demand, and settle where you operate.
One stack, every counter and cart
Tie the till and the storefront to the same payments backbone — one API, one dashboard, one customer profile, whether a buyer taps in store or checks out online.
Dripos brings every channel onto one ledger with Flip Terminal and Reader S700.
Squire onboards barbers to in-person card acceptance in minutes using Tap to Pay.
Dines drove a 150% revenue jump per venue after switching to Flip Terminal.
atVenu turns live-event merch tables into clean, accountable storefronts on Flip.
AI that turns payments into a profit lever
Turn the long tail of declines, fraud, and surcharges into recovered margin with Flip's suite of AI-driven optimizations, fraud defenses, and analytics — tuned to balance auth, fraud, and cost together. The average customer sees a 3.8% revenue lift and 32% less fraud.
Authorization Boost
Push more good payments through with smarter retries and tokenized auth.
- • Real-time retries with optimized issuer messaging
- • Tokenized card lifecycle handling
- • Decline loops and excessive retries blocked automatically
Purchase Authentication
Sail through changing global SCA rules without losing conversion.
- • SCA exemptions requested automatically when eligible
- • Coverage tuned to each region's auth requirements
- • Bring your 3DS results, or let Flip authenticate end-to-end
Radar (fraud prevention)
Block fraud with intelligence shared across the entire Flip network.
- • Models trained on millions of companies worldwide
- • Pattern detection that tailors protection to your business
- • No integration work to turn it on
Dispute Management
Cut the time and money you spend fighting chargebacks.
- • Smart Disputes assembles evidence packets for you
- • Resolve issues before they escalate
- • Workflows automated from notification to outcome
Payments Analytics
See where revenue leaks and where it converts. Dig into the full payments lifecycle with comparative benchmarks and recommendations you can act on with the next deploy.
Capabilities serious operators ask for
Tune your stack with the acquiring, regional, and routing controls that mature payments teams expect to find on day one.
- • Advanced card acquiring (incremental auth, multicapture, and more)
- • Local acquiring across global markets
- • Direct access to regional debit networks
- • Line-item-level product data on every charge
- • Multiprocessor routing supported out of the box
- • Organizations for managing many accounts under one roof
Outcomes from teams already shipping on Flip
“The Intelligence Suite added 3.5% to Slack's checkout conversion and cut payment fraud in half — 53% lower year over year. That's pure recovered revenue.”
“Card account updater and network tokens stopped the silent churn from expired cards. Conversion is up, members never see the seam, and renewals just work.”
“Flipping on the full Intelligence Suite added 2% to conversion and stripped 90% of fraud out of the funnel. Our engineers didn't write a single custom rule.”
“Flip's Intelligence Suite recovered a 52% lift in successful contributions on GitHub Sponsors — payments that used to die quietly are now reaching maintainers.”
A flexible, dependable platform tuned for scale
Uptime is revenue
Outages cost real money. Flip serves 500M+ API requests a day, runs daily capacity drills, and is the only major processor that publishes its uptime in the open.
Compliance baked in
Top-tier certifications and a seat on the PCI Board of Advisors, paired with a 100% PCI audit pass rate across every program.
Security by construction
The platform is built to protect cardholder data with strong encryption and physically segmented infrastructure.
Card storage, decryption, and transmission run on separate hosting.
AES-256 at rest, with keys held on isolated machines.
Forrester named Flip a Leader among Merchant Payment Providers
Flip is a Leader in The Forrester Wave™: Merchant Payment Providers, Q1 2026, called out for its vision, innovation, ease of use, and speed to value across business sizes.
How the world's largest brands choose Flip
“Flip's APIs and architecture let Shop Pay and merchant payouts scale globally without us ever feeling like we were renting infrastructure. They take the complexity of money and make it disappear, so our teams stay focused on merchants. The speed, the resilience, the partnership — nothing else compares.”
“Payments sit at the heart of the Uber experience, and Flip has shown up as a real partner on the innovation side. Their work cut friction, took real cost out of our stack, and Link finally gave us a clean way to accept bank-account payments at scale. Riders and drivers both feel the difference.”
“One Flip integration and we ran a market-specific approach everywhere — the local payment methods our customers expect, 3D Secure where the regulators want it, all on a single contract. That used to be a year of vendor work per region.”
Flip Payments by the numbers
Take your first payment today
Spin up an account in minutes — or get in touch to build a custom Payments package with our team.