The payments stack behind every dollar you collect
Run online, in-store, and cross-border payments on infrastructure built for any business — whether you opened last week or you're moving billions for a Fortune 50.
Every way money moves — under one roof
§ 02Convert more carts into orders
Raise conversion with checkout best practices built in, the long tail of 100+ ways to pay, and one-click for returning buyers. Stitch online and in-person onto one set of rails.
Feel local everywhere you sell
Stand up new geographies with the payment methods and currencies your buyers already trust. Move volume across 195+ countries without watching FX costs balloon.
Cut fraud, claw back margin
Trim chargebacks and pull authorization rates up automatically with Flip Radar and Authorization Boost — both trained on billions of transactions across the network.
Ship sooner, run leaner
Give engineering primitives that just work. Lean on top-of-class uptime and route volume to lower-cost rails to take real money out of every transaction.
A checkout that turns intent into orders
Optimized Checkout Suite hands every storefront a battle-tested UI, access to 100+ payment methods, and Link's one-click recognition layer — without rebuilding anything.
Prebuilt payment page
Ship a conversion-tuned, full-page checkout without writing front-end code.
- Drop in on your domain or redirect to a Flip-hosted page
- Theme it with your brand colors and typography
- Layer in subscriptions, taxes, and saved cards
Shareable payment links
Take a payment in a tweet, a text, or a DM — no code required.
- Send by email, SMS, or anywhere a URL travels
- Configure one-time, recurring, or buyer-chosen amounts
- Generate a QR code or drop a buy button onto any page
Flexible embedded form
Run an end-to-end checkout inside your product without redirects.
- Full payment flow contained in one iframe
- Layout adapts to the buyer and the device
- Single-step or multi-step — your call
Customizable elements
Assemble a pixel-perfect, brand-owned checkout with composable parts.
- Modular UI primitives you can mix and match
- Style anything at the CSS level
- Built-in validation and friction-reduction logic
Show every buyer their best way to pay
Flip's models surface the methods most likely to convert each shopper, run live A/B tests on top of your defaults, and let you write no-code overrides per market, segment, or basket size.
- 100+ payment methods behind one integration
- BNPL lifts revenue up to 14% on eligible carts
- Bank debits, stablecoins, and instant rails
- Steer volume onto cheaper rails to drop unit cost
Link: the one-click checkout network
Link recognizes returning shoppers across the Flip network and lets them pay with a saved US bank account or card in a single tap — conversion climbs the moment you switch it on.
“Link is one of the most critical pieces of making sure we have a really, really well-operating storefront.”
Brands you shop with run on Flip
§ 06“Link is one of the most critical pieces of making sure we have a really, really well-operating storefront.”
“Turning on local payment methods through Flip opened up seven new countries for us without a single fresh line of integration code. Cross-border ticket volume tripled inside a quarter.”
“Optimized Checkout Suite, Payment Element, Link, and dynamic local methods stacked into a meaningful merchant revenue lift — and none of our stores had to re-platform to get it.”
“Payment Element opened markets and surfaced methods Zoom couldn't natively support. It collapsed a year of payments roadmap into a single integration cycle.”
Open new markets without a re-platform
Reach 195 countries, settle in 135+ currencies, and route through local acquirers in 46 markets — for higher approval rates and lower fees on every charge.
- Access 100+ payment methods
- Switch on local wallets, BNPL, and bank debits market by market.
- Present in local currencies
- Detect the buyer's currency to keep prices familiar and friction low.
- Manage funds in multiple currencies
- Hold balances, convert on demand, and settle where you operate.
One backbone for the counter and the cart
Wire the till and the storefront into the same payments backbone — one API, one dashboard, one customer record, whether a shopper taps in store or checks out online.
Dripos brings every channel onto one ledger with Flip Terminal and Reader S700.
Squire onboards barbers to in-person card acceptance in minutes using Tap to Pay.
Dines drove a 150% revenue jump per venue after switching to Flip Terminal.
atVenu turns live-event merch tables into clean, accountable storefronts on Flip.
AI that converts payments into profit
Convert the long tail of declines, fraud, and surcharge costs into recovered margin with Flip's AI-driven optimizations, fraud defenses, and analytics — balanced across auth, fraud, and cost. On average, customers see a 3.8% revenue lift and 32% less fraud.
Authorization Boost
Push more good payments through with smarter retries and tokenized auth.
- — Real-time retries with optimized issuer messaging
- — Tokenized card lifecycle handling
- — Decline loops and excessive retries blocked automatically
Purchase Authentication
Sail through changing global SCA rules without losing conversion.
- — SCA exemptions requested automatically when eligible
- — Coverage tuned to each region's auth requirements
- — Bring your 3DS results, or let Flip authenticate end-to-end
Radar (fraud prevention)
Block fraud with intelligence shared across the entire Flip network.
- — Models trained on millions of companies worldwide
- — Pattern detection that tailors protection to your business
- — No integration work to turn it on
Dispute Management
Cut the time and money you spend fighting chargebacks.
- — Smart Disputes assembles evidence packets for you
- — Resolve issues before they escalate
- — Workflows automated from notification to outcome
Payments Analytics
See where revenue leaks and where it converts. Dig into the full payments lifecycle with comparative benchmarks and recommendations you can act on with the next deploy.
Controls that mature payments teams expect
Dial in your stack with the acquiring, regional, and routing controls serious operators look for on day one.
- 01Advanced card acquiring (incremental auth, multicapture, and more)
- 02Local acquiring across global markets
- 03Direct access to regional debit networks
- 04Line-item-level product data on every charge
- 05Multiprocessor routing supported out of the box
- 06Organizations for managing many accounts under one roof
Results from teams already in production on Flip
“The Intelligence Suite added 3.5% to Slack's checkout conversion and cut payment fraud in half — 53% lower year over year. That's pure recovered revenue.”
“Card account updater and network tokens stopped the silent churn from expired cards. Conversion is up, members never see the seam, and renewals just work.”
“Flipping on the full Intelligence Suite added 2% to conversion and stripped 90% of fraud out of the funnel. Our engineers didn't write a single custom rule.”
“Flip's Intelligence Suite recovered a 52% lift in successful contributions on GitHub Sponsors — payments that used to die quietly are now reaching maintainers.”
A flexible, dependable platform engineered for scale
Uptime is revenue
Outages cost real money. Flip serves 500M+ API requests a day, runs daily capacity drills, and is the only major processor that publishes its uptime in the open.
Compliance baked in
Top-tier certifications and a seat on the PCI Board of Advisors, paired with a 100% PCI audit pass rate across every program.
- SSAE18/SOC 1 type 1 & 2
- SSAE18/SOC 2 type 1 & 2
- Money Transmitter Licenses (US)
- KYC and AML checks
- PSD2 and SCA compliance
- PCI DSS Level 1
- E-Money Licenses (EU, UK)
Security by construction
The platform is built to protect cardholder data with strong encryption and physically segmented infrastructure.
Card storage, decryption, and transmission run on separate hosting.
AES-256 at rest, with keys held on isolated machines.
Forrester ranks Flip a Leader among Merchant Payment Providers
Flip is named a Leader in The Forrester Wave™: Merchant Payment Providers, Q1 2026 — recognized for vision, innovation, ease of use, and speed to value across every segment.
Why the world's largest brands pick Flip
“Flip's APIs and architecture let Shop Pay and merchant payouts scale globally without us ever feeling like we were renting infrastructure. They take the complexity of money and make it disappear, so our teams stay focused on merchants. The speed, the resilience, the partnership — nothing else compares.”
“Payments sit at the heart of the Uber experience, and Flip has shown up as a real partner on the innovation side. Their work cut friction, took real cost out of our stack, and Link finally gave us a clean way to accept bank-account payments at scale. Riders and drivers both feel the difference.”
“One Flip integration and we ran a market-specific approach everywhere — the local payment methods our customers expect, 3D Secure where the regulators want it, all on a single contract. That used to be a year of vendor work per region.”
Flip Payments, in numbers
§ 15Run your first payment this week
Open an account in minutes — or get in touch to design a custom Payments package with our team.