BMW
- • Products: Payments, Connect
- • 350+ US dealerships using ConnectedDrive Store
Pricing
Transparent pricing for every stage of growth
Begin on simple pay-as-you-go rates, or work with us on a tailored package — designed for teams with serious volume or bespoke commerce models.
Standard
2.9% + 30¢
on every successful US domestic card transaction
Custom
Let's talk
IC+ pricingVolume discountsMulti-product discountsCountry-specific rates
All the essentials, included on day one
Every Flip account starts with the same global rails, fraud defenses, and compliance baseline — no add-on SKUs to chase down.
Global access
- • 195 countries
- • 135+ currencies
- • 100+ payment methods
- • 1 integration
Built-in fraud prevention
- • Machine learning
- • Pattern adaptation
- • No integration required
- • Fraud analytics
Checkout optimization tools
- • Flexible UI components
- • Pre-built forms
- • Accelerated checkout
- • No-code payments
Revenue optimization
- • Real-time retries
- • Auto-updated cards
- • Customer authentication
Platform payments
- • Instant onboarding
- • Platform management
- • Embedded components
- • Risk tools
Fast payouts
- • Flexible options
- • Like-for-like settlement
- • Payout transparency
Support & compliance
- • 24x7 support
- • Industry documentation
- • Discord technical support
- • PCI compliance
- • 99.999% uptime
- • Global licenses
Plans, side by side
Free
$0/mo
Start accepting payments.
- • Up to 100 transactions/mo
- • Standard support
- • Basic dashboard
Growth
$49/mo
Scale your business.
- • Up to 10,000 transactions/mo
- • Priority support
- • Advanced analytics
- • Team seats
Scale
$199/mo
For high-volume teams.
- • Unlimited transactions
- • Dedicated support
- • Custom reporting
- • SSO
Global payments
A single rate card spanning online and in-person acceptance, payment links, terminal devices, fraud detection, and dispute response.
Global payments
- Payments — Cards & wallets
- 2.9% + 30¢ per successful transaction for domestic cards · +0.5% manually entered · +1.5% international · +1% currency conversion
- Link (accelerated checkout)
- 2.9% + 30¢ domestic · 2.6% + 30¢ Instant Bank Payments · 5.99% + 30¢ Klarna
- Bank-based payment methods
- 0.8% ACH Direct Debit ($5.00 cap)
- Stablecoins
- 1.5% of the transaction amount in USD (includes conversion, wallet screening, AML, fraud, gas sponsorship)
- Disputes
- $15.00 per dispute received · $15.00 counter-dispute · Smart Disputes 30% of disputed amount if you win
- Optimizations included
- 3D Secure · Authorization Boost · Adaptive Pricing
- Instant payouts
- 1.5% of volume (50¢ minimum)
- Instant currency conversion
- starting at 0.5% of the converted amount
- FX Quotes API
- 1% per successful transaction + rate locking from 0.07%
- Shared Payment Tokens
- $0.15 per SPT issued
- Payment Links
- included with Payments · Custom domain $10/mo · Post-payment invoices 0.4% ($2.00 cap)
- Checkout
- included with Payments · Custom domain $10/mo · Post-payment invoices 0.4% ($2.00 cap)
- Managed Payments (merchant of record)
- +3.5% per successful transaction on top of Payments fees · tax compliance in 75+ countries
- Terminal cards & wallets
- 2.7% + 5¢ domestic · +1.5% international · +$0.10 Tap to Pay · +$0.05 P2PE
- Card readers
- Flip Reader M2 $59.00 · S710 $299.00 · S700 $299.00 · Cellular $10/reader/month
- Radar
- ML included · Radar for Fraud Teams $0.02/screened transaction · 30-day free trial
- Dispute prevention
- deflection lookups included · $15.00 Visa resolution · $15.00 Visa CE3.0 block · $29.00 Mastercard resolution
Money management
Park balances, route cross-border payouts, and stand up card programs — all metered on a single transparent meter.
Money management
- Connect
- included with Payments · 0.25% starting fee for platforms with their own pricing
- Treasury account
- included, no storage fees or minimum balance · ACH funding included · $2.00 per wire
- Instant currency conversion
- starting at 0.5% of converted amount
- Cards
- included with Treasury, no cross-border or FX fees
- Global payouts (domestic)
- Local bank payout $1.50 · Debit card payout $1.50 + 0.75% (50¢ minimum)
- Global payouts (international)
- $1.50 per payout · cross-border from +0.25% · FX from +0.5%
- Issuing — Card creation
- $0.10 virtual · $3.50 standard physical · Disputes $15.00 · International payments 1% + 30¢ · +1% if currency conversion required
Revenue & finance automation
Billing, invoicing, tax, analytics, data, and revenue recognition — each product on its own meter, no bundles.
Revenue & finance automation
- Billing — Pay Monthly
- from $620.00/month, 1-year contract · Pay-as-you-go: 0.7% of Billing volume
- Invoicing — Starter
- 0.4% per paid invoice
- Tax — Tax Complete
- from $90.00/month, 1-year contract · Tax Basic no-code: 0.5% per transaction · Tax Basic API: $0.50 per transaction (10 calc API calls included; 5¢ per call above 10)
- Sigma — Monthly
- $15.00/month · Annual: from $10.00/month, 1-year contract
- Data Pipeline — Monthly
- $65.00/month · Annual: from $50.00/month
- Revenue Recognition — Monthly
- $25.00/month · Annual: from $190.00/month
More
Identity verification, financial data, company formation, climate, and workflow automation — priced on the same flat per-unit basis, no minimums.
More
- Financial Connections
- Instant bank verifications $1.50 each (micro-deposit free) · Balances $0.10/API call · Account owners $1.50/API call · Transactions $0.30/institution/account holder/month
- Identity
- ID document & selfie verification $1.50 · ID number lookup $0.50
- Atlas
- Company incorporation: $500.00 one-time setup fee (includes gov fees, first year registered agent)
- Climate
- Carbon removal orders 3% of order value
- Workflows
- Pay-as-you-go: 10,000 steps/month included · $0.018 per additional step
Stand alongside the enterprises building on Flip
Co-design a package shaped to your business — engineered for new-market launches, acceptance optimization, revenue automation, and embedded financial services.
- • Tailor every Flip product to your business model
- • Dedicated technical account management, professional services, and certified implementation partners
- • Flexible commercial structures (IC+, discounted flat rates, subscriptions, buy-rates for platforms)
- • Tiered volume-based discounts
- • Optional global single-rate pricing across regions
- • Live cost transparency dashboards inside the Flip dashboard
Contact sales
Get in touch about negotiated contracts, volume tiers, and multi-product discounts shaped around the way you sell.
Backed by leaders across every sector
Amazon
- • 5+ Amazon businesses on Flip (Prime, Audible, Amazon Pay)
- • 50+ payment methods available
Maersk
- • 130 countries in logistics network
- • $10B+ worth of goods moved annually
Twilio
- • +5.5% uplift from Flip's Global Payments Infrastructure
- • +1% uplift from Adaptive Acceptance
326%
A 326% return on investment
Going live on Flip delivers a 326% return on investment over three years, per a commissioned Forrester Total Economic Impact study.
Read the study →
Frequently asked questions
- Do you offer annual billing?
- Yes — flip to annual billing from your dashboard at any time and you'll save 17% on every paid plan.
- What payment methods are supported?
- Every major card network, wallets such as Apple Pay and Google Pay, and bank transfers across 35+ markets.
- Can I change plans later?
- You can upgrade or downgrade plans whenever you need and every change prorates automatically on the next invoice.
- Do I need a separate Terminal contract?
- No — in-person rates ride along with your Payments contract and consolidate onto one invoice next to your online volume.
- How does Flip handle international fees?
- International cards add 1.5% on top of the base rate and currency conversion is another 1% — both surface on the same statement as your domestic charges.
Ready to start?
Start charging customers in minutes with zero setup fees, or talk to our sales team about a custom package shaped around your business.