Flip
Pricing

Pricing built for businesses of all sizes

Start with simple pay-as-you-go pricing, or design a custom package — built for businesses with large payments volume or unique business models.

Standard
2.9% + 30¢

per successful domestic card charge

Custom
Let's talk
IC+ pricingVolume discountsMulti-product discountsCountry-specific rates

Everything you need, out of the box

Every Flip account ships with the same global infrastructure, fraud prevention, and compliance — no add-ons required.

Global access

  • • 195 countries
  • • 135+ currencies
  • • 100+ payment methods
  • • 1 integration

Built-in fraud prevention

  • • Machine learning
  • • Pattern adaptation
  • • No integration required
  • • Fraud analytics

Checkout optimization tools

  • • Flexible UI components
  • • Pre-built forms
  • • Accelerated checkout
  • • No-code payments

Revenue optimization

  • • Real-time retries
  • • Auto-updated cards
  • • Customer authentication

Platform payments

  • • Instant onboarding
  • • Platform management
  • • Embedded components
  • • Risk tools

Fast payouts

  • • Flexible options
  • • Like-for-like settlement
  • • Payout transparency

Support & compliance

  • • 24x7 support
  • • Industry documentation
  • • Discord technical support
  • • PCI compliance
  • • 99.999% uptime
  • • Global licenses

Plans at a glance

Free
$0/mo

Start accepting payments.

  • • Up to 100 transactions/mo
  • • Standard support
  • • Basic dashboard
Growth
$49/mo

Scale your business.

  • • Up to 10,000 transactions/mo
  • • Priority support
  • • Advanced analytics
  • • Team seats
Scale
$199/mo

For high-volume teams.

  • • Unlimited transactions
  • • Dedicated support
  • • Custom reporting
  • • SSO

Global payments

One unified rate card for online and in-person acceptance, payment links, terminal hardware, fraud tooling, and dispute management.

Global payments
Payments — Cards & wallets
2.9% + 30¢ per successful transaction for domestic cards · +0.5% manually entered · +1.5% international · +1% currency conversion
Link (accelerated checkout)
2.9% + 30¢ domestic · 2.6% + 30¢ Instant Bank Payments · 5.99% + 30¢ Klarna
Bank-based payment methods
0.8% ACH Direct Debit ($5.00 cap)
Stablecoins
1.5% of the transaction amount in USD (includes conversion, wallet screening, AML, fraud, gas sponsorship)
Disputes
$15.00 per dispute received · $15.00 counter-dispute · Smart Disputes 30% of disputed amount if you win
Optimizations included
3D Secure · Authorization Boost · Adaptive Pricing
Instant payouts
1.5% of volume (50¢ minimum)
Instant currency conversion
starting at 0.5% of the converted amount
FX Quotes API
1% per successful transaction + rate locking from 0.07%
Shared Payment Tokens
$0.15 per SPT issued
Payment Links
included with Payments · Custom domain $10/mo · Post-payment invoices 0.4% ($2.00 cap)
Checkout
included with Payments · Custom domain $10/mo · Post-payment invoices 0.4% ($2.00 cap)
Managed Payments (merchant of record)
+3.5% per successful transaction on top of Payments fees · tax compliance in 75+ countries
Terminal cards & wallets
2.7% + 5¢ domestic · +1.5% international · +$0.10 Tap to Pay · +$0.05 P2PE
Card readers
Flip Reader M2 $59.00 · S710 $299.00 · S700 $299.00 · Cellular $10/reader/month
Radar
ML included · Radar for Fraud Teams $0.02/screened transaction · 30-day free trial
Dispute prevention
deflection lookups included · $15.00 Visa resolution · $15.00 Visa CE3.0 block · $29.00 Mastercard resolution

Money management

Hold balances, move money cross-border, and issue cards — all priced in one place.

Money management
Connect
included with Payments · 0.25% starting fee for platforms with their own pricing
Treasury account
included, no storage fees or minimum balance · ACH funding included · $2.00 per wire
Instant currency conversion
starting at 0.5% of converted amount
Cards
included with Treasury, no cross-border or FX fees
Global payouts (domestic)
Local bank payout $1.50 · Debit card payout $1.50 + 0.75% (50¢ minimum)
Global payouts (international)
$1.50 per payout · cross-border from +0.25% · FX from +0.5%
Issuing — Card creation
$0.10 virtual · $3.50 standard physical · Disputes $15.00 · International payments 1% + 30¢ · +1% if currency conversion required

Revenue & finance automation

Billing, invoicing, tax, reporting, data, and revenue recognition — all on the same per-product meter.

Revenue & finance automation
Billing — Pay Monthly
from $620.00/month, 1-year contract · Pay-as-you-go: 0.7% of Billing volume
Invoicing — Starter
0.4% per paid invoice
Tax — Tax Complete
from $90.00/month, 1-year contract · Tax Basic no-code: 0.5% per transaction · Tax Basic API: $0.50 per transaction (10 calc API calls included; 5¢ per call above 10)
Sigma — Monthly
$15.00/month · Annual: from $10.00/month, 1-year contract
Data Pipeline — Monthly
$65.00/month · Annual: from $50.00/month
Revenue Recognition — Monthly
$25.00/month · Annual: from $190.00/month

More

Identity verification, financial data, incorporation, climate, and workflow automation — same transparent pricing, no minimums.

More
Financial Connections
Instant bank verifications $1.50 each (micro-deposit free) · Balances $0.10/API call · Account owners $1.50/API call · Transactions $0.30/institution/account holder/month
Identity
ID document & selfie verification $1.50 · ID number lookup $0.50
Atlas
Company incorporation: $500.00 one-time setup fee (includes gov fees, first year registered agent)
Climate
Carbon removal orders 3% of order value
Workflows
Pay-as-you-go: 10,000 steps/month included · $0.018 per additional step

Join leading enterprises on Flip

Design a package tailored to your business — built for market expansion, payments optimization, revenue automation, and monetized financial services.

  • • Customizable products across the full Flip suite
  • • Technical account management plus professional services plus certified implementation partners
  • • Flexible structures (IC+ pricing, discounted flat rates, subscriptions, buy-rates for platforms)
  • • Volume-based discounts
  • • Optional global single-rate pricing
  • • Cost transparency dashboards
Contact sales

Talk to our sales team about custom contracts, volume pricing, and multi-product discounts tailored to your business.

Trusted by leaders in every industry

BMW
  • • Products: Payments, Connect
  • • 350+ US dealerships using ConnectedDrive Store
Amazon
  • • 5+ Amazon businesses on Flip (Prime, Audible, Amazon Pay)
  • • 50+ payment methods available
Maersk
  • • 130 countries in logistics network
  • • $10B+ worth of goods moved annually
Twilio
  • • +5.5% uplift from Flip's Global Payments Infrastructure
  • • +1% uplift from Adaptive Acceptance
326%

326% return on investment

Integrating Flip provides a 326% return on investment, according to a commissioned Forrester study.

Read the study →

Frequently asked questions

Do you offer annual billing?
Yes — switch to annual billing from your dashboard and save 17% on every paid plan.
What payment methods are supported?
All major cards, wallets like Apple Pay and Google Pay, and bank transfers in 35+ countries.
Can I change plans later?
Plans can be upgraded or downgraded at any time and changes prorate automatically.
Do I need a separate Terminal contract?
No — in-person rates are included in your Payments contract and roll up into one invoice with your online volume.
How does Flip handle international fees?
International cards add 1.5% on top of the base rate, and currency conversion is an additional 1% — both billed on the same statement as your domestic activity.

Ready to get started?

Start accepting payments today with no setup fees, or talk to sales to design a custom package.